Ricky Kwok , PFP®
Financial Planner
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Provide personalized financial advice and guidance to clients, based on their specific goals and needs.
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Develop financial plans and strategies that help clients achieve their financial objectives, such as retirement planning, investment planning, tax planning, and estate planning.
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Assist clients with banking and credit needs, such as mortgages, loans, and lines of credit.
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Help clients open accounts and apply for financial products and services.
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Maintain ongoing relationships with clients, including regular communication and follow-up.
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Stay current on financial markets, products, and services to provide the best advice and guidance to clients.
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Maintaining client's record, and portfolio, and providing regular reports on clients portfolio performance.
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Identifying new business opportunities through networking and referrals.
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Compliance with regulatory requirement.
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Continuously improve own knowledge and skills by attending training sessions and professional development programs.
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Personal Financial Planner (PFP®) Members
Career in Financial Planning
Ricky Kwok is a highly skilled financial planner with extensive experience in the field. He has worked for over three years in financial planning and currently works at Scotiabank, one of Canada's leading financial institutions. Ricky holds the prestigious Personal Financial Planner (PFP®) designation, which is an internationally recognized standard for financial planning professionals.
Career in Financial Planning
Upon completing his degree, Ricky began his career in financial planning. He joined a large financial planning firm where he quickly established himself as a dedicated and knowledgeable professional. During his tenure there, he completed the required courses and exams to earn the PFP® designation, which recognizes excellence in financial planning.
Ricky's career path eventually led him to Scotiabank, where he currently works as a financial planner. At Scotiabank, he works with a diverse range of clients, providing them with customized financial advice and solutions.
Approach to Financial Planning
Ricky believes that successful financial planning is a collaborative effort between the client and the planner. He takes the time to understand his clients' unique needs and goals, and develops customized financial plans that align with their objectives.
Ricky's approach to financial planning is based on a four-step process:
Assessment: Ricky conducts a thorough assessment of his clients' financial situation, including their assets, liabilities, income, and expenses.
Goal Setting: Based on the assessment, Ricky helps his clients set realistic and achievable financial goals, taking into account their short-term and long-term needs.
Customized Solutions: Ricky works closely with his clients to develop customized financial solutions that align with their goals and risk tolerance.
Regular Review: Ricky believes that financial planning is an ongoing process, and he conducts regular reviews with his clients to ensure that their plan remains relevant and effective.
Achievements and Recognition
Ricky's commitment to excellence and his expertise in financial planning have earned him recognition in the industry. He has been invited to speak at financial planning conferences and has been featured in several publications. His dedication to his clients has also earned him praise from his colleagues and peers.
In addition to his professional achievements, Ricky is also active in his community. He volunteers with several non-profit organizations, including a local charity that provides financial literacy education to underserved communities.